By your side for the management of Public Guarantees and subsidized finance instruments
We provide specialized support for the management of the main subsidized finance tools, including the Guarantee Fund L.662/96, Ismea, SACE, Sabatini and Sabatini FVG, streamlining an activity that would otherwise require significant time and internal resources.
Thanks to solid experience, dedicated applications and process automation, we ensure maximum speed in managing applications, reducing operational risks and optimizing credit disbursement times.
Cerved Subsidized Finance supports clients throughout the entire lifecycle of each application:
- Origination phase, from the preliminary eligibility assessment through to the granting of the subsidy or resolution of the public guarantee
- Management phase, covering all mandatory fulfilments required for the confirmation and activation of the subsidy/public guarantee, as well as any reporting activities
- Monitoring phase, including the management of all relevant changes – corporate and otherwise – needed to maintain the subsidy/public guarantee over time
- Enforcement phase, managing the enforcement of the public guarantee in the event of default and all related post-enforcement administrative activities
For the assessment of loan portfolios, we offer a dedicated Risk Analysis service focused on Guarantee Effectiveness and risk classification.
We assess the effectiveness of the Central Guarantee Fund coverage on your credit portfolio, analysing positions, checking documentary completeness, eligibility parameters and all required fulfilments, and aligning the analysis with current regulations. We can also analyse acquired portfolios and monitor them over time.
With Risk Analysis, we provide a concise rating for each loan and an overall evaluation of the portfolio, classifying risks as “positive”, “negative” or “uncertain”, with an additional breakdown by risk level.
